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بیمه وام –

بیمه عمر مانده بدهکار

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بازپرداخت وام ، پس از فوت متوفی با شرکت بیمه است

اگر بیمه وام را هم اکنون تهیه کنید

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بیمه وام یا همان بیمه عمر مانده بدهکار سامان بر اثر فوت بیمه شده به هرعلت ( طبیعی ، بیماری و یا حادثی) ، در تمام ساعات شبانه روز ، داخل یا خارج از کشور ، مابقی اقساط وام دریافتی بیمه شده از بانک یا موسسه مالی توسط سرمایه بیمه نامه به صورت یکجا بازپرداخت می کند .
اگر خود دریافت کننده وام این بیمه نامه را خریداری کند ؛ بیمه گذار وام گیرنده است و با بیمه عمر مانده بدهکار انفرادی مواجه هستیم.
و اگر خود بانک یا موسسه مالی این بیمه نامه را برای مشتریانی که از آن وام میگیرند انجام دهد ؛ بیمه گذار خود بانک یا موسسه مالی بوده و این نوع بیمه نامه ، بیمه عمر مانده بدهکار گروهی است . جالب توجه است اخیرا مشاهده شده بانکها یکی از شروط پرداخت وام به مشتریان خود را انجام این بیمه نامه قید کرده اند.
البته به شما عزیزان توصیه میکنیم حتی در صورت عدم اجبار بانک به انجام این بیمه نامه ، حتما بیمه عمر مانده بدهکار سامان را برای وام های مهم و کلان خود انجام دهید زیرا در صورت فوت افراد ، باید اقساط وام به صورت یکجا توسط وراث وی پرداخت گردد و وام متوفی تسویه شود ؛ که این امر حاکی از اهمیت بیمه وام است. توجه داشته باشید این بیمه نامه با بیمه عمر سامان متفاوت است.
در ضمن هیچ کس از فردای خود مطمئن نیست پس با بیمه عمر مانده بدهکار سامان مطمئن قدم بردارید …

به اشخاص دریافت کننده وام و همچنین بانک ها و موسسات پرداخت کننده پیشنهاد میکنیم جهت خرید بیمه وام یا بیمه عمر مانده بدهکار سامان و دریافت مشاوره از نمایندگی بیمه سامان ؛ سامینس فرم زیر را پر کنید

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اگر خود دریافت کننده وام این بیمه نامه را خریداری کند ؛ بیمه گذار وام گیرنده است و با بیمه عمر مانده بدهکار انفرادی مواجه هستیم.
و اگر خود بانک یا موسسه مالی این بیمه نامه را برای مشتریانی که از آن وام میگیرند انجام دهد ؛ بیمه گذار خود بانک یا موسسه مالی بوده و این نوع بیمه نامه ، بیمه عمر مانده بدهکار گروهی است . جالب توجه است اخیرا مشاهده شده بانکها یکی از شروط پرداخت وام به مشتریان خود را انجام این بیمه نامه قید کرده اند.
البته به شما عزیزان توصیه میکنیم حتی در صورت عدم اجبار بانک به انجام این بیمه نامه ، حتما بیمه عمر مانده بدهکار سامان را برای وام های مهم و کلان خود انجام دهید زیرا در صورت فوت افراد ، باید اقساط وام به صورت یکجا توسط وراث وی پرداخت گردد و وام متوفی تسویه شود ؛ که این امر حاکی از اهمیت بیمه وام است.
در ضمن هیچ کس از فردای خود مطمئن نیست پس با بیمه عمر مانده بدهکار سامان مطمئن قدم بردارید …
به اشخاص دریافت کننده وام و همچنین بانک ها و موسسات پرداخت کننده پیشنهاد میکنیم جهت خرید بیمه وام یا بیمه عمر مانده بدهکار سامان و دریافت مشاوره از نمایندگی برتر بیمه سامان ؛ سامینس فرم زیر را پر کنید[/fusion_text][/fusion_builder_column][/fusion_builder_row][/fusion_builder_container][fusion_builder_container type=”flex” hundred_percent=”yes” hundred_percent_height=”no” min_height=”” hundred_percent_height_scroll=”no” align_content=”stretch” flex_align_items=”stretch” flex_justify_content=”flex-start” flex_column_spacing=”” hundred_percent_height_center_content=”yes” equal_height_columns=”no” container_tag=”div” menu_anchor=”” hide_on_mobile=”small-visibility,medium-visibility,large-visibility” status=”published” publish_date=”” class=”” id=”” link_color=”” link_hover_color=”” border_sizes_top=”” border_sizes_right=”” border_sizes_bottom=”” border_sizes_left=”” border_color=”” border_style=”solid” margin_top_medium=”” margin_bottom_medium=”” margin_top_small=”” margin_bottom_small=”” 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column_spacing=”” rule_style=”default” rule_size=”” rule_color=”” content_alignment_medium=”” content_alignment_small=”” content_alignment=”” hide_on_mobile=”small-visibility,medium-visibility,large-visibility” sticky_display=”normal,sticky” class=”” id=”” font_size=”” fusion_font_family_text_font=”” fusion_font_variant_text_font=”” line_height=”” letter_spacing=”” text_color=”” animation_type=”” animation_direction=”left” animation_speed=”0.3″ animation_offset=””]

برای دریافت اطلاعات بیشتر و مشاوره رایگان نام و شماره تماس خود را وارد نمایید.

مورد بیمه

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مورد بیمه وام است و در صورت فوت بیمه شده ما بقی اقساط باقی مانده به صورت یکجا از محل سرمایه بیمه نامه ، توسط بیمه سامان به موسسه و یا بانک اعطا کننده وام پرداخت می گردد.

سرمایه بیمه نامه

در بیمه عمر مانده بدهکار سامان ، سرمایه بیمه برابر با مبلغ وام می باشد.

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ذینفع

ذینفع بیمه نامه همان موسسه و یا بانک اعطا کننده وام است که در صورت فوت بیمه شده یا همان دریافت کننده وام ، مابقی اقساط به آن پرداخت می گردد.

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مدت بیمه نامه

مدت زمان بیمه نامه عمر مانده بدهکار سامان تا پایان مهلت بازپرداخت وام است

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مبلغ حق بیمه

بر اساس مشخصات وام و شرایط سلامت و جسمانی بیمه شده توسط شرکت بیمه سامان تعیین می گردد.

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برای اطلاع از خدمات دیگر بیمه سامان ، به صفحه مربوط به آن ها مراجعه نمایید

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بیمه تکمیلی انفرادی

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بیمه تکمیلی گروهی

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بیمه باربری واردات

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مواردی چون مبلغ وام ، مبلغ اقساط و همچنین مدت بازپرداخت وام در کنار شرایط فیزیکی و پزشکی بیمه شده و مخاطرات موجود در زندگی وی با توجه به شغل ، ورزش ، عادت ها و سرگرمی ها ؛ عوامل تاثیر گذار در ارزیابی بیمه وام و تعیین حق بیمه عمر مانده بدهکار سامان هستند.

روش پرداخت حق بیمه:

در بیمه وام یا همان بیمه عمر مانده بدهکار سامان روش پرداخت حق بیمه صرفا یکجا و در ابتدای قرارداد است.

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بیمه وام یا بیمه عمر مانده بدهکار انفرادی

بیمه گذار پرداخت کننده حق بیمه است.

بیمه شده کسی که وام را دریافت میکند.

ذینفع بانک یا موسسه اعطا کننده وام.

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بیمه وام یا بیمه عمر مانده بدهکار گروهی

بیمه گذار و ذینفع خود بانک یا موسسه مالی اعطا کننده وام

بیمه شده همان کسی است که وام را دریافت میکند.

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سایر توضیحات:

لازم به ذکر است شرکت بیمه سامان تعهدی در قبال پرداخت اقساط معوق بیمه شده در زمان حیات وی را ندارد.

با بیمه عمر مانده بدهکار سامان ، مطمئن قدم بردارید …

به اشخاص دریافت کننده وام و همچنین بانک ها و موسسات پرداخت کننده پیشنهاد میکنیم جهت خرید بیمه وام یا بیمه عمر مانده بدهکار سامان و دریافت مشاوره از نمایندگی برتر بیمه سامان ؛ سامینس فرم زیر را پر کنید

برای دریافت اطلاعات بیشتر و مشاوره رایگان نام و شماره تماس خود را وارد نمایید.

[/fusion_text][/fusion_builder_column][/fusion_builder_row][/fusion_builder_container]

بیمه عمر وام

بیمه وام –

بیمه عمر مانده بدهکار

بیمه وام یا بیمه عمر مانده بدهکار انفرادی

بیمه وام یا بیمه عمر مانده بدهکار گروهی

دیدگاه‌ خود را بنویسید لغو پاسخ

بیمه سامینس

خدمات سامینس

اطلاعات تماس